Catering Insurance

Outside catering is an unpredictable business. On different days you could be transporting your carefully prepared food and valuable equipment to a marquee, a hotel meeting room, a company’s premises or a club bar. And wherever you find yourself you’ll be exposed to a range of risks – from employing temporary staff to dealing with the public. Working with you, Gallagher can help understand your business with an initial conversation about the risks you face and find appropriate cover to suit your needs.

We cater for every risk

Public liability insurance is often especially important for caterers because you work in other people’s premises, running the risk of damaging their property or causing an injury. As you work at different venues, you need to check each venue’s level of cover before deciding what public liability cover you need. Employers’ liability cover is also crucial, whether you use employees, casual workers or temporary staff, you are required by law to have this cover as protection from claims by employees who have been injured or fallen ill while working for you. With other cover ranging from business interruption to protection for your crockery and glass, we’ll put together a suitable policy for you.

Your catering insurance cover may include

• Public liability insurance
• Employers’ liability.
• Buildings, fixtures and fittings for your own premises
• Stock and materials in wines, spirits and frozen food
• Business interruption
• Loss of license
• Glass
• Personal accident or assault benefits for employees
• Book debts
• Legal costs arising from prosecution under health and safety legislation

How do I arrange Catering insurance?

To get a quotation you can simply:

• Call us on 01625 400206 for assistance.  We’re open Monday – Friday: 8:30am – 5:30pm
• Fill in our quick online form – and we will prepare your quotation for you
• Arrange a call back – and a member of our friendly team will give you a call at a time to suit you