Restaurant Insurance

There’s no more challenging business than running a restaurant or bistro. Whether you’re aiming for a Michelin star or happy to be a neighbourhood favourite, you’re sure to be busy round the clock with every day different.

A la carte cover

We’ll work with you to find appropriate levels of cover to protect your business against the unexpected. Not only can we offer cover for your standard risks of operating a restaurant business, it will also provide coverage for your stock in case of problems with storage or freezers, plus business interruption cover in case your premises are closed, along with protection in the event of issues with your licence.

What your restaurant insurance policy can include

• Public liability with £5million limit as standard
• Employers’ liability
• Loss of licence cover
• Cover for your stock, including frozen foods
• Business interruption cover
• Personal accident and assault benefits
• Directors’ and officers’ policies – important if you’re operating as a limited company

Additional cover if required

Options for additional cover include insurance for live entertainment.

How do I arrange Restaurant insurance?

It’s easy to arrange cover with us. Simply:

• Call us on 01625 400206 for assistance.  We’re open Monday – Friday: 8:30am – 5:30pm
• Arrange a call back – and a member of our friendly team will give you a call at a time to suit you