What insurance do body shops need?
Body shops carry out a wide range of work: whether it’s coachworks or paint spraying, fitting parts, panel beating or replacing windscreens, or much more besides.
As one of the largest insurance brokers in the world, Gallagher has provided insurance for body shops and approved repairers for decades, so you can be confident that we know all the insurance policies you need.
We will work with a wide range of insurers to deliver insurance that is suitable for your motor trade business.
What cover do I need?
Whatever work you do, Gallagher will look to source the most appropriate insurance to meet your needs.
We can cover SMART repairers as well as body shops trading from business premises; so wherever you work, your insurance needs to reflect your business.
Some of the motor trade covers you might need include:
- Road risks cover
- Business premises
- Tools and equipment in transit
- Tools and equipment on-site
- Business interruption insurance
- Service indemnity (defective workmanship) cover
- Management liability (directors’ and officers’) insurance
- Engineering inspection cover
- Employers’ liability and public liability
- MOT loss of licence cover
Every business has its own way of working, so we work with you to establish what you do and offer you the right insurance to meet your needs.
If you specialise in body repairs alone, you won’t need cover to sell vehicles, whereas if a proportion of your work is in vehicle sales, you may need cover for stock of vehicles, wrongful conversion cover or sales indemnity cover.
Get body shop and repairer insurance with Gallagher and benefit from a range of available covers:
- Cover for specialist equipment such as spray booths, lifting tables and compressors
- Portable hand tools cover
- Tools and equipment cover
- Public liability
- Employers’ liability
- Professional indemnity insurance
- Public liability cover
Additionally, you will benefit from:
- A personal, friendly, expert service from your own dedicated account manager and/or account handler
- Claims service
- Optional risk management services
For a free quote and review of your current cover click here or call the Gallagher team now on 01625 854443.
Your auto repair business policy can include:
- Buildings and contents
- Body shop equipment such as spray booths, lifting tables and compressors
- Portable hand tools cover
- Tools and equipment cover
- Public liability
- Employer’s liability
- Road risk only insurance
- Combined motor trader insurance
- Professional indemnity insurance
- Public liability cover
- Risk management
- Loss of income due to accidents or injuries
- Directors and officers cover
