Coffee Shop Insurance

A busy coffee shop can be the hub of a community, but being so busy with people hurrying around and carrying scalding drinks brings particular risks. Talk to Gallagher about your coffee shop insurance to get a quotation for your business.

A rich brew of cover

Looking after the customer is key to running a successful coffee shop, and that means keeping them safe as well as encouraging repeat visits, so public liability cover is recommended. Like any type of food and beverages outlet you are also threatened by loss of income caused by factors such as extreme weather, so business interruption cover is strongly recommended. Looking after your staff with protection against personal accident and assault is equally wise. And you are likely to sell fresh food, so having product liability cover is important to consider as stocking the right brand of cookies.

Your coffee shop insurance cover can include

• Public liability with a £5million limit as standard
• Employers’ liability
• Loss of licence cover
• Cover for your stock, including frozen food
• Business interruption cover
• Personal accident and assault benefits
• Directors’ and officers’ policies – important if you’re operating as a limited company

Additional cover if required

Options for additional cover include insurance for live entertainment.

How do I arrange Coffee Shop insurance?

It’s easy to arrange cover with us. Simply:

• Call us on 01625 400206 for assistance.  We’re open Monday – Friday: 8:30am – 5:30pm
• Arrange a call back – and a member of our friendly team will give you a call at a time to suit you