B&B and Guest House Insurance

Running a guesthouse or bed & breakfast is a busy, round the clock business. And it’s your livelihood, so you’re wise to make sure you have the appropriate covers in place. That’s where Gallagher’s approach to helping you insure your B&B can be so helpful. We’ll provide an appropriate guesthouse policy to suit your unique business.

What to consider

‘Expect the unexpected’ is sound advice when running a guest house, and the policy we create just for you will cover all the realistic threats to your prosperity. Damage to your building, fixtures and fittings, injury to customers and accidents to staff are naturally covered.

The various types of stock you hold on the premises will also be protected, including glasses and crockery, wines and spirits and frozen food. And there’s that all-important cover against loss of licence or business interruption, both of which can lead to sudden and dramatic loss of income.

Our guesthouse insurance package can include

• Buildings and contents and stock cover
• Public liability insurance, with cover worth £5 million as standard
• Employers’ liability insurance
• Loss of licence
• Cover for your stock, including frozen foods
• Business Interruption cover
• Personal accident and assault benefits
• Directors and officers insurance, important if you are running a limited company

Additional cover if required

We can also offer cover for guests’ effects and for live entertainment.

Quick quote, instant cover

Call or click to start your guesthouse or B&B insurance quote. And if you need instant cover, just ask.

With you all the way

We want you to stay insured with Gallagher long term, so we’ll be there for you whenever you need advice, a change of policy, additional cover – whatever it takes to help your business thrive.

Call us on 01625 348779 9am–5:30pm Monday-Friday