What is property portfolio insurance?
When you own several properties, it can be difficult managing your insurance arrangements. The more properties you take on, the more difficult it can be to keep track of your policies.
If you own several properties in one portfolio, it makes sense to insure them together, rather than taking out individual policies for each one. That’s why Bollington’s exclusive property owners’ policy provides insurance for all properties in your portfolio.
Whether you own residential or commercial property, on a freehold or leasehold basis, Bollington can insure everything on one policy for you. Our unique policy can even cover unoccupied property, property of non-standard construction, and everything from offices to HMOs, blocks of flats to shops and much more – all in one policy.
Take the stress out of managing a property portfolio and ask Bollington for a quote.
Get an instant quote over the phone for up to 10 properties
It’s quick and easy to get a property owners’ insurance quote with Bollington
Commercial and residential properties – all on one policy
Make life easier by administering all your property portfolio on one policy
Easily add or remove property from your policy
Just call our specialist team and we’ll do the rest
Can I add properties to my portfolio insurance as I purchase them?
We make it easy to add or remove property from your policy as you buy and sell it, and offer finance terms to help you spread the cost.
Is there a limit to the number of properties I can add to my portfolio?
There is no theoretical restriction. However, each property will be covered for up to £10m for buildings, loss of rent and contents – so if a property in your portfolio exceeds that amount, you may need to arrange alternative cover.
What can be covered under a property portfolio insurance policy?
Access a range of insurers and our own exclusive scheme, with benefits including:
- Buildings only cover or combined buildings and contents cover
- Up to £10,000,000 buildings, loss of rent and content cover per location
- Properties undergoing repair or renovations can be covered
- Unoccupied properties – Commercial and Residential – covered
- Multiple parties renting space in a single property
- Residential properties with tenants including students, DSS, asylum seekers etc.
"The customer care is second to none it’s a shame there’s not more company’s who value there customers like Bollington do. Nothing is ever an issue and any problems that may arise are always sorted, not that I’ve ever had any issues"
William Bennet
Get a quote over the phone
Speak to an expert, call 01625 577702
Frequently Asked Questions
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Can I combine personally owned property with company-owned or partnership-owned properties?
It is not possible to combine property with different ownership under one policy, though you can combine commercial and residential property in one policy if the ownership is the same. -
What is property owners’ insurance?
Property owners’ insurance provides cover for commercial or residential property. To make life easier, you can combine both types of property in one policy. You will normally arrange cover for your buildings and can add contents cover, too. Property owners' insurance makes it cheaper and easier to look after your policy. Instead of insuring individual properties, you can add them all to one policy. Generally, the more properties you add, the cheaper it is to get cover for each one. -
Are there different levels of property insurance?
With buildings insurance, you will need to know the rebuild cost of the properties you insure. You will also need to value any contents you wish to cover. You can pick and choose whether you want buildings and contents cover for one property and only buildings cover for another, for example. These factors will help to determine how much insurance cover you need, and the cost of cover. -
What is property owners’ liability cover?
Property owners’ liability cover combines employers’ liability and public liability cover for property owners. This protects you against claims made by employees or members of the public for alleged injuries. In the event of injury to a tenant or a visitor to your property, for example, your property owners’ liability policy can be called upon. -
What happens if I run my own business from a property?
If you own a property and run a business from it, you can get commercial combined insurance cover for both your business and your property. Contact us for more details.
Please note that these Frequently Asked Questions are not a substitute for the policy wording.